this post was submitted on 17 May 2026
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What are you even going to do with a billion dollars? I can't even think of what I will do with a million dollars other than buying a comfy home for my family instead of living in a small congested apartment.
Start a space program.
A million is easy to think about and honestly disappears pretty quickly compared to a billion. Between student debt, medical bills, private debt of various types, I'd eat up 100K in an afternoon alone. Then buying house somewhere else I'd like to live would take a huge chunk out of that. I'd have a much better setup than I do now but it'd be gone within a few years.
One million is more money than most people earn in a lifetime of work.
I heard that when I was a kid, and it may have been true then. There's no way this is true anymore. It would mean you make an average of under 30k per year for your working life. True for some I'm sure, but not way it's most. A billion tho...
Compensate for your insecurities
Actually a billion is very hard to spend if the rule is for personal use. You can do it by buying super yacht or private jet but other than that, there's nothing much you can do with that amount of money if you're a decent person.
But for altruism purpose, i can think of many, many stuff.
come on, you can think of something .
you could create a whole humanitarian organisation. have well funded teams dedicated to improving the communities of your choice
a million just gets you a cozy home in a decent neighbourhood. Now you pooped out all your funds and need more to cover maintenance
Well, it's not money, it's assets.
If you have a house, car, etc, that collectively cost 1mil, you're worth 1mil.
What you could do with the extra money you have is putting it into assets that generate cash flow. Stocks, bonds, indexes, businesses. If you can manage it well enough, it could secure you a lifestyle where you can ditch your job without being strapped for cash.
That's basically what the rich do, except on a MUCH larger scale, where the cash flow generated is enough literally throw money around.