Canada

Our issues aren’t based on population changes one way or another, they exist squarely because we treat housing as a commodity and as a financial vehicle. There is effectively enough housing for everyone, it’s just been placed out of reach for many.

https://www.fraserinstitute.org/sites/default/files/canadas-growing-housing-gap-1972-2022.pdf

Heres a citation with statistics that says that youre wrong, that housing completions greatly lagged population growth. Do you have any proof of your assertion that there is enough housing, and that there is no shortage?

If there was a large supply relative to demand then rents would have been shrinking when population was rising, we have a 1% tax on vacant housing and a low vacancy rate.

https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/market-reports/rental-market-reports-major-centres

So I respectfully disagree with your assertions, based on these statistics.