Didn't really expect much from DrivingUk but honestly the amount of downvotes shocked me. God forbid people go out at night dressed normally without full on high vis.
Reddit Link: https://www.reddit.com/r/drivingUK/comments/1r8fkfo/comment/o65j18p/
this post was submitted on 19 Feb 2026
239 points (84.6% liked)
Fuck Cars
15023 readers
571 users here now
A place to discuss problems of car centric infrastructure or how it hurts us all. Let's explore the bad world of Cars!
Rules
1. Be Civil
You may not agree on ideas, but please do not be needlessly rude or insulting to other people in this community.
2. No hate speech
Don't discriminate or disparage people on the basis of sex, gender, race, ethnicity, nationality, religion, or sexuality.
3. Don't harass people
Don't follow people you disagree with into multiple threads or into PMs to insult, disparage, or otherwise attack them. And certainly don't doxx any non-public figures.
4. Stay on topic
This community is about cars, their externalities in society, car-dependency, and solutions to these.
5. No reposts
Do not repost content that has already been posted in this community.
Moderator discretion will be used to judge reports with regard to the above rules.
Posting Guidelines
In the absence of a flair system on lemmy yet, let’s try to make it easier to scan through posts by type in here by using tags:
- [meta] for discussions/suggestions about this community itself
- [article] for news articles
- [blog] for any blog-style content
- [video] for video resources
- [academic] for academic studies and sources
- [discussion] for text post questions, rants, and/or discussions
- [meme] for memes
- [image] for any non-meme images
- [misc] for anything that doesn’t fall cleanly into any of the other categories
Recommended communities:
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
I'm not sure if either of your points are quite right.
The first is that auto insurers aggressively fight suits. I think they're generally settled quickly. Lawyers are brutally expensive, a sustained fight very quickly becomes more expensive than a payout.
The second is the notion that an individuals lifetime premium payments are capping the injury payout in order for an insurer to stay in the black. That isn't the gamble insurers are making. Their bet is that MOST of thier drivers won't end up with a massive liability, which is why they can payout an individual liability far in excess of that person's lifetime payments and still stay comfortably in profit.
I'm sorry, I think we agree and I explained it wrong.