this post was submitted on 03 Feb 2026
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A Boring Dystopia
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Even in the case of a break even mortgage situation the meme is still true, it's just the rich assholes getting paid for doing nothing are the banks and holders of mortgage backed securities.
And if the person's got their mortgage from a Credit Union.... then its.... all those evil working class credit union members profiting?
The trope that landlords are all evil, profiteering off of the poor, is an over-simplification / stupid stereo-type. Yes, there are shitty landlords. Yes, there are more corporations involved in renting places these days, and those corps are pretty exploitative. But there are lots of landlords who are just regular locals looking to try and gain some financial security.
Stereotyping an entire demographic of people based on some negative trait of a particular subset of that demographic is not helpful. It's not helpful when it's done to portray racial minorities in a broadly negative way, nor is it helpful when its done to portray landlords in a broadly negative way.
Yeah, I mean I rent out my upstairs which is a legal accessory apartment in an owner occupied dwelling. I've had people arguing with me that I'm evil and should throw out my tenants or something or I have no idea what they think is reasonable. Because they are not reasonable, they are just mad and want to blame just like humans are apt to do.
Why don't you rent it at exactly the cost of maintenance?