this post was submitted on 04 Feb 2026
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When you pay rent, your net worth goes down. When you pay mortgage, your net worth goes up.
Those risks are negligible.
The only way for a landlord not to be a leech is for it to be socialized housing owned by the government. With council housing in the UK, the rent was very reasonable, and that money went into building more houses. Or if you're an individual landlord, rent to own, so their net worth goes up with payments as well.