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I have a mortgage payment already, and groceries have tripled in what feels like a year and a half. My property taxes went up $200 a MONTH this year. What makes you think I’m in a position to make more fucking payments?
Equity is a fucking scam, brother.
I agree in general. But it is nice to know there is an option in an emergency (cancer, or totalling a brand new car or something). Cold comfort i know but its not nothing.
If I had a dollar every time someone said “but you have equity” I’d have the pleasure of slapping someone across the face for a dollar
Plenty of people in your position fund their retirement off their home equity. It's called a reverse mortgage. If you don't have heirs you care about leaving the house to, it's not a bad way to fund retirement.