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Considering most Americans couldn't even afford to buy a one-way ticket to France with cash-on-hand, the costs and logistics of actually moving to another country are a moot point. Not to mention the additional costs of securing residency and eventually citizenship.
Most Americans can't even bear the thought of moving a couple states away for fear of losing all of their social safety nets in existing friends/family.
I guess it's different if you're a childless, perpetually single loner tho.
People living in places considerably poorer than the US do travel to other countries, they do secure residency and get jobs. While I have met several people in America complaining about the hardships of life, which I do reckon definitely exist in the US, I have also seen them not recognising the great amount of riches they had. I did move several times and I lived in different continents.
While being able to afford a plane ticket is a much better way to move somewhere, it is not something necessary. I went to work in China as a factory worker and asking nicely to the company over there they agreed to pay my ticket.
Indeed, travelling with no children is definitely easier.
My point here is not much about the fact that everyone should move all the time or that you should do so to enjoy your life; the point is that if you want to go to France just go there and don't complain about the financial viability of the thing.
I think you're conflating the wealth of the nation and the wealth of individuals. Saying that if you really want to go to France it's possible, you just need to sell or abandon your belongings, walk away from your debt, abandon your family and travel by steerage on a cargo ship to get to France and live illegally because you don't qualify for any type of long term residency and you also can no longer return home because you'll be homeless and left to die in the street is... Unrealistic.
A very significant number of Americans simply do not have the resources to fail at something like that.
I think you're making it much more difficult than it actually is. I just checked prices for a flight new York - Paris and it is less than 200€. That amount of money should be easy to source for pretty much anybody. Make it 1000 and you have 2 months of breathing time without having to immediately get a job. In Europe you can stay for 6 months without a permit; that gives you 6 months overall to find a legal job, which should not be too difficult. That way you get back to paying your debt and you can send your stuff in boxes from America to France. I met plenty Americans in Europe, they were not rich people. Although I'll give you that most people who leave America did have some kind of problem in there and decided to leave. I met a bunch of people from other countries where mostly people want to see different places, and so they do that.
This applies if someone else depends on your income. Indeed, if you have children leaving the place where you are in such a way is a bit risky. Would be better to first get a job and then move. If you don't have children or a family member that depends on you, I don't see how losing one year of income could noticeably ruin your life. You're always in time to go back and get back to your previous life, if you didn't enjoy the new place.