California

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Welcome to /c/California, an online haven that brings to life the unrivaled diversity and vibrancy of California! This engaging community offers a virtual exploration of the Golden State, taking you from the stunning Pacific coastline to the rugged Sierra Nevada, and every town, city, and landmark in between. Discover California's world-class wineries, stunning national parks, innovative tech scene, robust agricultural heartland, and culturally diverse metropolises.

Discussions span a wide range of topics—from travel tips and restaurant recommendations to local politics and environmental issues. Whether you're a lifelong resident, a recent transplant, or planning your dream visit, /c/California is your one-stop place to share experiences, ask questions, and celebrate all the things that make California truly unique.

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badbrainstorm@lemmy.world

Home insurance costs are up 150% in one part of California. This map shows premiums by county (www.sfchronicle.com)

submitted 3 days ago by silence7@slrpnk.net to c/california@lemmy.world

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Climate change is making insuring homes more risky — and more expensive. And in neighborhoods where that risk is the greatest, higher insurance costs are starting to eat into property values as well.

Main link is a gift link, though some people are asked to register. Not providing an archive.is link because Hearst lawyers don't like that.

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[–] mesamunefire@piefed.social 2 points 2 days ago (1 children)

I wonder what it would take for neighbors to get together and make a collective that could insure themselves. Or at least get collective bargaining. Thats what the school teachers of California did.

[–] silence7@slrpnk.net 1 points 2 days ago

The problem with that approach is that insurance works when one member of the group loses a house to fire. It doesn't work when the whole community burns down.

What you can do is have local government conduct risk reduction, which means like things like requiring building improvements, zone zero, and fuel reduction in surrounding areas.