this post was submitted on 05 Nov 2025
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Do you have employer match or anything that helps motivate you to contribute?

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[โ€“] m_f@discuss.online 9 points 5 days ago (1 children)

I've had several jobs with 401k's, and I have one personal account that I roll 401k's from old jobs into, in addition to whatever 401k account I have for my current job. It works pretty well. I keep contributing because Dollar cost averaging is basically always what you should do, even in the midst of financial crashes. It's hard to not worry about hyperinflation and wonder if it's worth it, though.

[โ€“] Sineljora@sh.itjust.works 2 points 5 days ago

Yeah but if hyperinflation occurs, and the dollar crashes, your investments in things other than USD or whatever currency will rise alongside prices.