this post was submitted on 29 Oct 2025
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How do you deal with 2fa? For capital one in particular, I don't believe there is an option not to use their app, and the other banks that I use are in the same boat or adamantly recommend to use their app.
I use capital ones website on graphene OS and have full access even to temporary cards and all that.
It didn't want to play nice with Vanadium so I had to use Brave browser just for the banking stuff. I have a friend who uses cashapp and chase banking that way as well.
Only thing that doesn't work is tap to pay and its only because Google are dicks and won't allow it. Small price to pay to not have one of their spyware loaded versions of android on the phone though in my opinion.
What is your 2fa method, I cannot sign in to the website without it and the only options I have been presented are SMS and app verification.
I do SMS however before I had this phone I had a regular stock android phone with the Capital One app on it and I wonder if yours isn't working maybe you can use the app on a stock android and set up SMS verification on that, then switch to the other non stock androids phone and I bet it will work.
You might not have to take this step, but if it isn't working with SMS verification on the Brave browser try that and see if it works.
I mentioned it elsewhere in the comments, but in my experience, payment portals have redirected me to a verification page that has two options app verification and customer support, even though I have SMS setup. I contacted capital one and the rep said it was working as intended.
Have you tried the above yet? Try it.
And if that doesn't work contact their customer service and say you don't have the option to use another device and you need to set up SMS verification or you're going to have to consider another card. I bet it will work.
I fail to see how it would help, the issue arises when I try to use a payment portal like there is for caixa bank transactions, SMS is a valid way for me to sign in to my account, but not to confirm a payment.
I would have to disagree with your take, their customer service is 80% ai and 20% call center, none of the people you would talk to care or have the power to answer a threat like this.
I appreciate the ideas, but at the moment I don't see a way of getting around my issues.
Text, email or authenticator.