Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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If and how much longer until they take cash and browser-based banking from us? (lemmy.ml)

submitted 6 days ago* (last edited 6 days ago) by monovergent@lemmy.ml to c/privacy@lemmy.ml

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I've been mindful of the ways companies can track my spending habits, and so have been increasingly keen on using cash and avoiding mobile banking/payment apps like the plague. I realize that this varies by country and might be a bit far out, but the thought does linger in the back of my mind. If current trends continue, how much longer until they take cash and browser-based banking from us? Or will there be a reason those options should continue to exist (and be easily usable) far into the future? And perhaps:

What else can I, as an individual, do about this?
Is there a tendency for larger banks or smaller credit unions to push towards mobile-only online banking?
What does it look like in countries where cashless and mobile payments are the norm?

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[–] eelectricshock@lemmy.world 1 points 2 days ago* (last edited 2 days ago)

            
              Use privacy respecting cryptocurrencies for exchanges. This can be done between two individuals or at businesses, especially small businesses.
Yes, it seems like they're doing it on a consensus level in the UK. This is because consumers would rather use banking apps because it is convenient for them.
In the UK it is very common to use a card and contactless payment. It's very concerning because this trend is bringing the government to trace UK bank accounts to prevent "fraud". Which could target people on benefits for instance. Many are worried that benefits claimants will have their application scrutinized based on their spending habits. Disability rights is now becoming a political conversation about how and where they spend their money, which is mortifying.