this post was submitted on 04 Aug 2025
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Animemes

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[–] dragontamer@lemmy.world 29 points 23 hours ago* (last edited 23 hours ago) (4 children)

Steam suggests that 'Payment Processors cited Mastercard Rules'.

Itch.io suggests that Visa specifically sent them a note, but more importantly that Stripe forbids sexual content.


We need to be smarter about this. We cannot just let random Twitter and Reddit outrage memes control us.

Fortunately, Visa and MasterCard have been assholes to a large number of international folks so I'm kinda okay with this? But the controversy this past month on these sexy games is poorly researched in general IMO.

We are seeing big tech (Reddit and Twitter) flex their muscles and see how easy they can attack other companies. It's not even clear if the correct targets were chosen in this instance.


EDIT: my method of protest is to get a Discover (or AmEx if you prefer) so that we stop giving 3% of all of our commercial wealth to Visa or Mastercard. At least we can hit them in their revenue stream.

I don't believe that Discover or AmEx is big enough to seriously bully these organizations around. So there's safety in picking the distant 3rd and 4th place credit cards, just economically speaking.

There is also the fact that Discover has an alliance with JCB (Japans credit card) and RuPay (India) and UnionPay (China), meaning Discover is likely too weak to have gross international influence. (Relies upon local processors to get their card around the world).

Why? My research upon the Manga Library Z issue says that when Visa/Mastercard cut off Manga Library Z last year, both Discover and AmEx continues to support that controversial store. So that sets Visa/Mastercard as the troublesome ones, while Discover/AmEx might not have the strength to be troublesome yet.

[–] aramova@infosec.pub 17 points 23 hours ago (1 children)

Discover is owned by Capital One now, who are arguably on shit stain par with MC/Visa.

[–] dragontamer@lemmy.world 7 points 23 hours ago* (last edited 22 hours ago) (1 children)

Could you explain?

I've heard of years of examples of Visa/Mastercard DIRECTLY going after the Japanese Doujin market. Never have I heard of anything from Capitol One.

https://boundingintocomics.com/video-games/video-game-news/nier-creator-yoko-taro-voices-concern-over-rise-in-credit-card-companies-refusing-to-handle-adult-content-if-they-have-control-of-the-clearing-house-they-can-even-use-it-to-control-speech-in-o/

This isn't a new issue at all. I'm glad that the Internet suddenly cares about it but there's so much shallow shit and bad thinking right now I'm worried that this movement dissipates before any serious change happens.

But yes, please find me an example of Capitol One being a problem. I can mostly think of Visa, Mastercard issues with maybe one or two AmEx (but much more rarely and maybe those few exceptions AmEx had a point).


This is a payment processor issue. Not a bank issue. PayPal, Stripe and such are also issues, as well as Google Pay and Apple Pay in theory.

[–] pticrix@lemmy.ca 3 points 20 hours ago* (last edited 20 hours ago) (1 children)

Not to say you're wrong (I seriously have no clue), but how many people in Japan use Capital One / AmEx tho? They might not put their nose where there's no volume either. For what it's worth, AmEx is often not accepted where I live. I wonder if it is the same over there?

[–] dragontamer@lemmy.world 5 points 20 hours ago* (last edited 20 hours ago)

Discover has an alliance with JCB, the #1 credit card of Japan. https://www.jcbusa.com/adding-jcb-card-acceptance/

And the reverse: https://www.discover.com/credit-cards/international-use/

Discover (mostly) works on JCB, and JCB (mostly) works on Discover terminals in USA.

This means that Discover is a 'guest' on Japan's credit card network. It's JCB that will have the main say of what is or isn't allowed in Japanese payments.


That's why I'm pretty sure Discover can't fuck around. They literally aren't powerful enough. JCB is the credit card power in Japan who is stronger than Discover. Even if they have Capitol One backing Discover now (and Diners Club International... And Pulse), Discover is too small to bully.

But the alliance system (JCB allowing Discover cards to work on most JCB terminals in the country) naturally allows Discover to still be used in the vast majority of Japanese transactions.

Discover has enough 'alliances' to be a card worth using. But also isn't big enough to bully like Mastercard or Visa. Maybe that changes in the future but today I think Discover is our best move at a reasonable alternative.

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