this post was submitted on 04 Aug 2025
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much better PSA, don't buy a house that is in an HOA. HOA's are the devil, and they are a great example of why the adage that local control is best, is total bullshit.
Agree. Moral of the story is basically that every HOA has the potential to suck, so don't take the extremely substantial risk that it will in your lifetime. Just buy a different house.
What about like multi property buildings? Like townhomes or condos?
Don't those always come with an HOA?
I've owned a townhome that didn't have an HOA. It's not super-common, but it does happen.
I get possession of my first house this Friday, very happy to say HOAs aren't really a thing in Canada
They sure are out in places like Vancouver. Unless you buy detached at like 2M+ you have a strata corporation, which is an HOA by another name.
Fees are typically 400-1000/month