this post was submitted on 26 Jun 2025
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Comic Strips

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1677 users here now

Comic Strips is a community for those who love comic stories.

Rules
  1. πŸ˜‡ Be Nice!

    • Treat others with respect and dignity. Friendly banter is okay, as long as it is mutual; keyword: friendly.
  2. 🏘️ Community Standards

    • Comics should be a full story, from start to finish, in one post.
    • Posts should be safe and enjoyable by the majority of community members, both here on lemmy.world and other instances.
    • Any comic that would qualify as raunchy, lewd, or otherwise draw unwanted attention by nosy coworkers, spouses, or family members should be tagged as NSFW.
    • Moderators have final say on what and what does not qualify as appropriate. Use common sense, and if need be, err on the side of caution.
  3. 🧬 Keep it Real

    • Comics should be made and posted by real human beans, not by automated means like bots or AI. This is not the community for that sort of thing.
  4. πŸ“½οΈ Credit Where Credit is Due

    • Comics should include the original attribution to the artist(s) involved, and be unmodified. Bonus points if you include a link back to their website. When in doubt, use a reverse image search to try to find the original version. Repeat offenders will have their posts removed, be temporarily banned from posting, or if all else fails, be permanently banned from posting.
    • Attributions include, but are not limited to, watermarks, links, or other text or imagery that artists add to their comics to use for identification purposes. If you find a comic without any such markings, it would be a good idea to see if you can find an original version. If one cannot be found, say so and ask the community for help!
  5. πŸ“‹ Post Formatting

    • Post an image, gallery, or link to a specific comic hosted on another site; e.g., the author's website.
    • Meta posts about the community should be tagged with [Meta] either at the beginning or the end of the post title.
    • When linking to a comic hosted on another site, ensure the link is to the comic itself and not just to the website; e.g.,
      βœ… Correct: https://xkcd.com/386/
      ❌ Incorrect: https://xkcd.com/
  6. πŸ“¬ Post Frequency/SPAM

    • Each user (regardless of instance) may post up to five (5 πŸ–) comics a day. This can be any combination of personal comics you have written yourself, or other author's comics. Any comics exceeding five (5 πŸ–) will be removed.
  7. πŸ΄β€β˜ οΈ Internationalization (i18n)

    • Non-English posts are welcome. Please tag the post title with the original language, and include an English translation in the body of the post; e.g.,
      SΓ­, por favor [Spanish/EspaΓ±ol]
  8. 🍿 Moderation

    • We are human, just like most everybody else on Lemmy. If you feel a moderation decision was made in error, you are welcome to reach out to anybody on the moderation team for clarification. Keep in mind that moderation decisions may be final.
    • When reporting posts and/or comments, quote which rule is being broken, and why you feel it broke the rules.
Banned Artists

The following artists are banned from the community.

  1. Jago
  2. Stonetoss
  3. GPrime85

It should be noted that when you make reports, it is your responsibility to provide rational reasoning why something should be removed. Saying it simply breaks community rules is not always good enough.

Web Accessibility

Note: This is not a rule, but a helpful suggestion.

When posting images, you should strive to add alt-text for screen readers to use to describe the image you're posting:

Another helpful thing to do is to provide a transcription of the text in your images, as well as brief descriptions of what's going on. (example)

Web of Links
Other Comic Communities of Interest

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[–] fondue@lemmy.world 1 points 1 year ago

Sorry - I'm a fucking freak and I like this stuff.

Pensions generally are Defined Benefit plans versus 401(k), which are Defined Contribution plans. There are some definitions that lump (k) in with "pensions", but they are quite different.

DB says "do XYZ and the plan guaranties a fixed percentage of your average earnings at retirement". The benefit (or the result) is defined.

DC says "employee/employer can make contributions with specific advantages, and what you have at retirement depends on what you put in, and ROI, and market magic". The contributions are defined.

The reason a (k) plan is powerful is that earnings compound in a tax advantaged environment, and there are fiduciary guardrails around plan administration and governance that better protect investors than the open market.

Pension plans in the US are basically dead or dying - variety of reasons, but volatility of everything and eroding labor negotiating power are easy to blame. Ballooning cost of these plans is also a real problem. Because a pension promises a given outcome, the employer can have enormous liabilities to fund the plan. Inflation, volatility, and business outcomes can put the company in the position where the liability to the pension becomes an overwhelming burden.

401(k) is a really powerful investment tool, with or without an employer match. I wish more young employees understood them better, and were more interested in using them. It's easy to pine for the pension plans of the past - they have problems of their own that (k) plans do not. Pensions are really designed so that an employee stays at a job for a long period of time before they bear full fruit. A (k) plan is more flexible and transferrable.

Wish I had a pension, but I also don't have much faith in any company in the private sector having the staying power to make a pension the basket where all my retirement eggs would sit. DC plans can help solve for that.

NNNNNNNEREEEEEEEEEEEEEERRRRRDDD