this post was submitted on 23 Jun 2025
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Modern cars (in the US) are required to have an OBD-II Port for On-Board Diagnostics. I always assumed most cars these days were just sending some or all of the real-time OBD data to the manufacturer. GM definitely has been.
Dude, in today's world we're lucky if they stop at the manufacturer. I know of a few insurances that have contracts through major dealers and they just automatically get the data that's registered via the cars systems. That way they can make better decisions regarding people's car insurance.
Nowadays it's a red flag if you join a car insurance and they don't offer to give you a discount if you put something like drive pass on which logs you're driving because it probably means that your car is already getting that data to them.
We just got back from a road trip in a friend's '25 Tundra and it popped up a TPMS warning for a faulty sensor then minutes later he got a text from the dealership telling him about it and to bring it in for service.