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The dreaded ring (by Pedro Arizpe)
(i0.wp.com)
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Tldr, but did you know that people (including you) can simply opt not to answer? That's possible. If someone is a problem caller talk to them. You're WAY overcomplicating this. Getting a phone call isn't dramatic. Answer it or don't.
Seriously, I read the first bit and just thought - if people didn't want to accept calls they'll just ignore it or put the phone on silent. Don't overthink basic social interaction!