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If u break your leg - is hospital going to turn u away?

They will do the minimum amount of care to stabilize you and if you can't pay, send you away.

If u don’t have insurance - are u going to owe 200k for broken leg?

Not 200K. Not even in RMB. A broken leg will be a few hundred. But yes, if you do not have insurance you're paying.

If you cant pay for treatment - do they take your house?

If you can't pay for treatment you may just die. A student of mine got hit by a bus and took tremendous head trauma. The surgery for this was 30,000RMB. He was from the countryside so he and his family didn't have 30,000 RMB. He got no treatment beyond basic stabilization until his classmates and teachers gathered up a substantial portion of that 30,000. Then they saved his life.

In. That. Order.

I think u maybe confused about what universal health care is.

I think you may have no clue what you're talking about vis a vis China.

Now all that being said, if you're employed at all, by anybody, anywhere, you automatically have health insurance, mandated by law. And, being state-run insurance firms, they're not the utter steaming shitpile that American "health insurance" is. But if you're not employed, or if you're self-employed, you either get insurance on your own, or you pay out of pocket. There is no universal health care.

P.S.

An AMERICAN telling a CANADIAN that she doesn't know what universal health care is is hilarious. Also, an American telling someone who's been living in China for almost a quarter of a century how China really works is even more hilarious.

What's next? Are you going to tell me what the city of Wuhan is really like?