this post was submitted on 23 Mar 2025
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[–] piccolo@sh.itjust.works 3 points 5 days ago* (last edited 5 days ago) (3 children)

Where are you getting $30 a month? When i looked at it, the cheapest is like $300 with a $10k deductible

[–] ObtuseDoorFrame@lemm.ee 3 points 5 days ago

Washington State. My deductible is $600. It's income based, so my low rate requires me to make very little. That is fine with me, since I have no desire to work more than 32 hours a week and I've learned how to live cheaply.

The insurance my job offered me is $100 a month with a $4,500 deductible, which is absolutely awful in comparison.

[–] Cruxifux@feddit.nl 2 points 5 days ago (1 children)

lol do you guys seriously still have deductibles with the affordable care act? God I feel for you guys sometimes.

[–] Rivalarrival@lemmy.today 1 points 4 days ago (1 children)

What I especially love is that providers charge a much higher price if you use insurance. A $100 procedure becomes a $1000 procedure if you try to use insurance to pay for it. Then your insurance says "sorry, you haven't reached your deductible", and the provider bills you the full amount.

[–] Cruxifux@feddit.nl 1 points 4 days ago (1 children)

That sounds like a fucking nightmare.

[–] Rivalarrival@lemmy.today 1 points 4 days ago

You can wake up from a nightmare.

[–] Rivalarrival@lemmy.today 2 points 5 days ago

$300 before or after the subsidy?