this post was submitted on 28 Feb 2025
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I'll use banks as an example
If they cared about your security there would not be a mobile app or website.
Hell, credit cards would still require a signature.
It's about cost first and foremost and then convenience.
Has nothing about you as a consumer. They don't give 2 shits about you as a consumer.
Do you think signatures were at all secure? If they cared about security they'd do chip+pin like most civilized countries.
With proper infrastructure yes signatures are extremely secure. But that proper infrastructure doesn't exist.
I struggle to think of what that extremely secure infrastructure would look like. Are you imagining signing on an electric terminal and having a computer compare signatures at the time of sale? That seems like the most secure and still wildly insecure compared to a pin.