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We need a new Amazon
(lemmy.world)
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this post was submitted on 18 Dec 2024
143 points (89.1% liked)
Mildly Infuriating
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An SSO-like payment system with tracking and revocation is a great idea and would be amazing for us consumers. I'm just not holding my breath waiting for the corpos to implement it.
While nowhere near perfect (far from it, really), as long as the sites you are shopping on are PCI-compliant (most should be), you don't have to worry too much about a compromised site leaking your payment details for use elsewhere.
Basically just use a password manager and don't worry about saving credit card (NOT debit card) details in the site as long as they aren't extra-sketchy.
As a web dev myself, I know the sheer amount of money that would have to go into monkey patching together all these disparate protocols and ancient APIs, plus the regulatory requirements, and that's BEFORE worrying about consumer AND vendor adoption. The only reason to get into it is if the service is secondary to chasing a lucrative buyout before you get crushed by some multinational online retail cartel you never knew existed (but always suspected), or Google AEEs you.
Fintech blows.
That already exists with PayPal and Apple Pay for example. The remote site never sees your credit card, just an approval token. You won’t be able to get away from address though as they need to know how to get it to you.