I totally agree. There need to be options and alternatives for consumers; we are supposed to have the power, they are supposed to be courting us and enticing us, not dictating from upon high how things are gonna be around here, dammit!

As a side issue. Miniest was given a 5c piece in her weekly pocket money instead of a $2 coin from her Nan, and I was explaining how a blind person would not make that mistake (thickness, weight and side ridges of the coins). I suddenly thought, wow, the potential for blind people to be mercilessly ripped off in a digital world is utterly terrifying. What are they tapping at, what does it display? Was the correct information entered?What about card skimming devices and fake QR codes? Terrifying.