I'm happy to do the straightforward jobs that if I mess up I'm just inconvenienced. Changing the kitchen faucet? If that gets stalled halfway, I'm doing dishes in the bathroom sink for a bit. (TBH I wish I was 3 inches narrower because my undersink area has a divider between the doors and it was an uncomfortably close fit, including moving 1 boob through the space at a time, not fun).

Electrical? I'll swap out GFCI outlets but if that doesn't fix the problem I'm calling a professional.

Painting? Sure, good excuse to get a nice step ladder.

Anything I get stumped on or which takes more equipment than I can fit in my closet (chimney sweep, carpet replacement) gets hired out.

Am considering doing the flooring in my laundry closet, will probably hire it out because I don't want to deal with moving big stuff.

Am very glad we can afford to do these things instead of deferring maintenance. Am also very glad we were lucky enough to be able to buy a condo when we did. Our mortgage+hoa fee today is 2/3 what rent on our old place is today, and we build equity. And this is a 15-year mortgage, which makes the rent comparison even worse.