DataIsBeautiful

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[oc] for the first time poverty in Mexico has Been reduced going from 43% to 36% in according to El Pais 5 to 6 million Mexicans have left poverty from 2018 to 2022 the biggest Drop in poverty in ... (i.redd.it)

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The original was posted on /r/dataisbeautiful by /u/IntentionOld4468 on 2023-08-08 01:50:19.

Original Title: [oc] for the first time poverty in Mexico has Been reduced going from 43% to 36% in according to El Pais 5 to 6 million Mexicans have left poverty from 2018 to 2022 the biggest Drop in poverty in 22 years it’s reported that Wealth Inequality has also declined in Mexico due to rising incomes

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[OC] July 2023 Google Top Search Query of Movies by US State (i.redd.it)

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The original was posted on /r/dataisbeautiful by /u/zwei4 on 2023-08-06 05:20:58.

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[OC] An Interactive Map with 7700+ Offset Climate Projects, Biodiversity Layers, and Satellite Data at offsetmap.com (old.reddit.com)

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The original was posted on /r/dataisbeautiful by /u/Zolroth on 2023-08-07 20:28:47.

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[OC] The Cost of Fitting Out for School (i.redd.it)

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The original was posted on /r/dataisbeautiful by /u/WitnessBig9282 on 2023-08-07 18:21:15.

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[OC] The composition of my camera roll throughout different periods of time (i.redd.it)

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The original was posted on /r/dataisbeautiful by /u/theinvisiblecats on 2023-08-07 18:01:02.

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[OC] Top 11 Biggest transfers | Summer - 2023-24 (i.redd.it)

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The original was posted on /r/dataisbeautiful by /u/Patient-Challenge914 on 2023-08-07 17:55:53.

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[OC] Difference Between Transfers costs and Transfers profits | Top 17 negative balance Summer transfers - 2023/2024 (i.redd.it)

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The original was posted on /r/dataisbeautiful by /u/Patient-Challenge914 on 2023-08-07 14:44:27.

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[OC] I tracked my personal finance journey for 8 months. This is what I found… (imgur.com)

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The original was posted on /r/dataisbeautiful by /u/123DisposableUser on 2023-08-07 15:01:15.

Been told that the data is beautiful so I guess this belongs here!

I started tracking my expenses and income 8 months ago in order to get a better picture of my personal finances. This is what I have learnt:

Housing is a big expense... ==============================

Kind of obvious but was not aware that it takes almost 50% of my monthly expenses... It might sound bad but this is because I generally live frugally and I am not a mass consumer by any means.
Despite being a big expense, it only represents 18% of my net income, which is way lower than the general rule of <30% of income.
Having these numbers in my face just made me realise how easy would it be to own a house rather than burn my £££ into rent. Although since I don't plan to be in the UK in 3 years and the current housing market & IR are so high that I am not sure house ownership is a wise decision.

General expenses ===================

Never realised how much I was spending on each thing until now. Loving travelling as I do, I am not surprised it is my second biggest expense after Rent (£300 a month on average). It's not bad considering I have been travelling a lot in the last 6 months. It might be the one expense I don't feel bad about.
Spending on average £240 a month on Gas is way more than I thought... time for a remote job!
I have always optimized my spending on groceries (online deliveries, meal prep, freeze, etc) and I can get away with £91 a month, which is a very decent number.
I spent +£600 on gifts for other people, more than I spent on myself. It's probably time to balance these out.
Very low spending on entertainment (£36/mo). To be honest, I could do more activities, but most of the activities I enjoy, I can do them for free.

High savings ratio - but need a better plan ==============================================

Always loved to see the number increase in the bank account but never stopped to think at what rate my savings are growing. I am able to save 60% of my net income and that feels great.
However, I need a better plan. I have no pension (not transferable outside of the UK if I move and I am sceptical about the pension system health in 30 years), and no investments. Despite the fact that I haven’t tracked my tax, I am sure I have the least tax-efficient savings ever.

Just for context, I am in my late 20s with an income of £70k and renting a shared flat. I consider myself new to the personal finance world so I am more than happy to hear about other's perspectives. Leaving the numbers below.

Income + Expenses:

Expenses:

Income:

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Playtime data analytics of the game I'm making [OC] (i.redd.it)

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