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I'm somewhat torn on this:
Yes, I totally agree that federal loans should be forgiven even if someone pays theirs off.
Private loans though? Not so much. That's basically the same as a mortgage from a bank. Or a car loan even. That money ultimately ends up in the borrower's possession after the school balance is paid. That? I am not so willing to share the cost of.
I am once again reminded: Humanity is fucking ugly. I'm starting to get nihilists.
I mean I wouldn't want it to not exist but if I just nearly died of chemo + cancer I'd be a little mad if they found an EASIER way to cure cancer...
Read all the comments🧵. Nobody mentioned that higher education was free in the 🇺🇲 until a racist made it costly for colors to attend.
Changed the link, since folks had difficulty trickling to the sources.🥁
Are you sure you linked the right bill? The bill in uour second link is about public carrying of firearms in California.
I don't feel like the comparison works, because we don't know a clear cure for cancer right now, but loan forgiveness is something we can technically do just fine (it's entirely human made after all)
I don't think you can feel unfairness about something not happening that, to our current knowledge, is not possible. You can feel a bit unfairness if something that might as well have helped you, won't be done for you... For no clear reason.
Yeah I don't think this covers the situation as much as it's a nice feel good story.
Imagine for a second you are relatively poor, you go to a state school or community college in order to afford it. You have loans, but they are small.
Now imagine you're upper middle class, you go to a private or out of state school and take loans out for a much much larger amount than the other person, with the expectation that you're getting more value for your money (let's ignore the labyrinth there for a second -- this is something many people believe and believing it, for some, makes it true).
Now, both loans are forgiven
Youve succeeded in making the rich richer, giving them both the higher valued education and all of their money back.
Or imagine you're that poor student but you're smart: you got a grant or scholarship making your loans nonexistent, but only if you go to the state school.
Once again, forgiving loans makes the already wealthy person significantly more wealthy and does nothing to benefit the poorer person.
Yes, of course, there's a wide range of reasons a person might go down either route, and I'm absolutely certain there are many millions of people who have gotten loans way above their wealth in order to go to a better school and jump out of poverty (or whatever). This comic ignores the nuance.
In the cancer analogy, this would be a poor person dying or otherwise experiencing terrible health problems because they couldn't get the care they needed, then when a cure is developed, only administering it to the people who could afford care to begin with (ie american health care)
I admit I kinda feel this way about Ozempic after having to fight for years to finally get into better shape.
Behavioural change is the crucial part of getting in shape, Ozempic is helpful for those who already did change their behaviour but still can't lose weight. Your fight is never wasted, you're significantly more healthy and fitter than those solely rely on Ozempic and never do the work, and that should be worth it.
Capitalism is cancer, prove me wrong.
When the makers of a game don’t setup rules or enforce them, then the game can suck because of how unbalanced it can get.
The issue at the end of the day is with the game makers (politicians) not making the game fair and fun. Elements could be added to balance the game, such as cash being distributed each time you pass GO (a monthly Universal Basic Income[UBI]) and setting lower costs the on the property you want to rent. More properties could even be added to the board to help lower the cost of owning a property.
The game in theory could have some interesting elements, such as innovation and competition fueling creativity. But when the game makers totally removed themselves from a judging role, those interesting features completely disappeared due to the big players being allowed to swallow up all the competition.
The big players’ greed also fuels the game to be worse for everyone, including themselves. Incentives to create the lowest priced products sounds great on paper. However, when the greed from the big players has caused the majority of players to not be able to afford even their cheapest products, then suddenly those big players start cutting corners. More and more. Until they are providing their customers with actual garbage and they might even call it ‘food’ too!
Contrast this with if people were actually getting a base amount of money (thanks to UBI) and those same people could afford to not just have the worst/cheapest versions of everything. Suddenly, the scale can be flipped to be a race geared around providing the best and highest quality goods and services. Rules can be enforced to punish wasteful, unsustainable, and unethical business practices as well, since people aren’t dependent on everything being a race to the bottom.
