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2meirl4meirl
(lemmy.world)
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this post was submitted on 08 Jul 2024
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2meirl4meirl
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Memes that are too meirl for /c/meirl.
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Talk with the student loan provider. Get on income based repayment plans, you end up paying more in the long run, but less each month (or none at all) so you can at least eat.
Is $1k/month student loan repayments in America usual?
That's much higher than normal. A quick google suggests between $200-$500 is more in line with a normal student loan monthly payment, which is still a burden on someone just starting out.
Only speaking from my own experience, but that sounds in-line with what the monthly payment is for each loan, but when I came out I had 4 separate loans that they came collecting on.
The IBR plans are aggregated against all your federal loans. So, unless there are some weird private loans in there, that’s the upper limit in sum total based on the income we’re discussing here.
They aren't on an income based repayment currently (or there is no evidence stating they are or aren't I guess), so he would be dealing with all the separate loans sending him bills currently. Definitely needs to get on one though, it would help a lot, more than likely.