No worries. Most people in this thread seem a smidge more rational. 😜

I'm not super familiar with all the forms of crypto and their unite qualities, so I appreciate accurate details.

But let's look at this:

Motley Fool: What is Monero? (XMR)

What makes Monero unique? Most cryptocurrencies, despite some people's misconceptions, are anything but anonymous. They use blockchains to record transactions. Since these blockchains are public, anyone can view the amounts sent from one crypto wallet address to another. The wallet addresses could potentially be linked to real-world identities.

That's where Monero is different. Monero uses privacy-enhancing technologies to make its users and transactions anonymous, confidential, and untraceable. The sender, receiver, and amount of every transaction on the Monero blockchain are hidden.

Stealth Addresses: Senders are required to create random one-time addresses for every transaction on behalf of the recipient. This prevents transactions from being linked to the recipient's public wallet address.

Anonymous transactions absolutely have positives, but they can also have painful repercussions, no? We could come up with many wild examples, but let's check out some more plausible ones.

Chargebacks/Scams. Right now, pay me by cash, check ,or credit, and get a receipt for Product X. If I don't give you X, you have proof of a transaction. It says You gave Me said amount of money for X. With Monero, none of that data exists, correct? How are you protected or compensated?

Theft. You have an angry partner or unscrupulous family member with knowledge of your wallet. If they can guess/hack a weak password, you leave wallet open to go to bathroom, etc and they transfer out money, then what? Again, if sender, receiver, and amount are hidden, how do you prove someone stole from you?

Honestly ignorant on the answers to these questions.