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You can AfterPay your dinner now. WTAF
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Since Kbin doesn't show Lemmy Moderators, I'll list them here. Also note that Kbin does not distinguish moderator comments.
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I think it's gross too but is it much different than paying using a credit card?
Paying off credit card usage is good for your credit rating. Applying ( not neccessarily using ) an AfterPay is a black mark on the credit rating.