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submitted 8 months ago by ickplant@lemmy.world to c/memes@sopuli.xyz
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[-] SkippingRelax@lemmy.world 5 points 8 months ago

You are barely keeping up with inflation, don't think that's an investment. That said, you are doing the right thing, keep that money available if needed.

Everything on top of 6 months expenses, you should invest in something less liquid that on the long term yields decent returns.

[-] Sniatch@lemmy.world 5 points 8 months ago* (last edited 8 months ago)

It's not smart to use your emergency fund as an investment. The point is that you keep your emergency fund in an savings account that has at least an interest rate like the inflation rate and you should be able to use that money any time.

I never said that I'm doing an investment with that. No idea why you mention this.

[-] SkippingRelax@lemmy.world 2 points 8 months ago

This part made me think you were saying that was an investment, sorry I misunderstood

So my bank is giving me money each month for doing nothing really

this post was submitted on 30 Mar 2024
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