Very interesting.

As far as I’m aware most normal banks here don’t have overdraft fees, they just charge interest for every day you spend in the overdraft. Depending how deep you are in it (as long as it is an agreed overdraft) then it could end up being pennies to a couple of pound maybe.

A non agreed overdraft I believe will incur a fee plus the interest per day perhaps at a higher rate. I’m not sure but I think it’s a single fee a day (as in if something comes out that’s a £12 fee, if you remain in overdraft but no further withdrawals/charges then no more fees) but don’t quote me on that. It’s been a very long time since I was in an overdraft and longer since I worked in a bank!