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I used the poor to defeat the poor
(lemmy.world)
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this post was submitted on 23 Oct 2023
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The final nail in the coffin for me was when Bank of America not only charged an overdraft fee for each insufficient charge, they arranged the order highest to lowest coming out that day to maximize the potential fees.
My credit union will also charge a fee for an overdraft. One penny if I can get money in that day to cover it, and they give me a warning so I can do just that.
That was the exact reason I left BoA and joined a credit union. Plenty of other good reasons to do it, but that actually got me motivated enough to make a switch.