this post was submitted on 11 Oct 2026
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Europe builds its own payments system to challenge Visa and Mastercard (www.youtube.com)
submitted 2 weeks ago by Sunshine@lemmy.ca to c/buyeuropean@feddit.uk
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[โ€“] Mannimarco@lemmy.dbzer0.com 6 points 2 weeks ago (1 children)

It's in Belgium and the Netherlands already what are you talking about

[โ€“] ExLisper@lemmy.curiana.net 2 points 2 weeks ago (1 children)

Yes, it's also in Belgium and Netherlands. That's it. Read about EPI and EuroPA. It was said so many times here already... People who think Wero is going to expand to other countries are simply uninformed.

[โ€“] ChairmanMeow@programming.dev 1 points 2 weeks ago (1 children)

That's the current state of the rollout. Wero is poised to expand to the rest of Europe as well. Source: my job.

[โ€“] ExLisper@lemmy.curiana.net 1 points 2 weeks ago (1 children)

Interesting. What about this then?

My understanding is that other countries have implemented different solution long time ago (Bizum, Blik and so on) and will not implement Wero. They agreed to integrate with Wero, meaning that Wero users will be able to send money to Bizum/Blik/other users but banks from other countries will not introduce Wero. Where are you getting your info from that they will? Any public sources about it?

[โ€“] ChairmanMeow@programming.dev 1 points 2 weeks ago (1 children)

That linkdash article is about how they intend to extend local payment methods and make them cross-border. From my understanding, this will exist alongside Wero, using its infrastructure, but it doesn't mean that it's not coming itself.

Exact arrival times on Wero in other countries aren't known yet (I don't know them either) but it is in the pipeline. The idea is to start with a smaller core of countries first (born out of the very successful Dutch iDEAL), and from the lessons learned and how it catches on they will determine when it expands further.

I have my info from confidential documents relating to my job that I can't share I'm afraid.

[โ€“] ExLisper@lemmy.curiana.net 1 points 2 weeks ago (1 children)

From what I read banks from other countries aren't interested in Wero and it's understandable. For example Spanish banks invested a lot of money into Bizum which they control. Why would they now implement Wero which does the same thing but is controlled by French and German banks? It makes no sense. That was the reason for the initial split between EPI and EuroPA and current agreements only confirm it. They will integrate with Wero but will not put it in their apps directly.

[โ€“] ChairmanMeow@programming.dev 1 points 2 weeks ago

They're different products, Wero offers features Bizum does not. Ultimately Wero is a product banks can make more money off of so they're likely to invest eventually. But atm Wero is unproven in the actual market, so it remains to be seen how well it will catch on. That's why these banks don't want to make the switch immediately, and prefer this expansion route first. If the consumer demand is there, the banks will follow.