these homeless people can’t manage their finances to be able to remain housed

That's your interpretation of what I said, not what I said.

they can’t fucking manage the expenses and responsibility that are deliberately attached to owning a home.

I said "deliberately attached" for a reason. Did you perhaps... not read that part? Perhaps not understand?

I'm saying they lost a rigged game. Losing a rigged game is not your fault. The deliberately attached expenses and responsibilities are to blame here.

Capitalism is to blame.