this post was submitted on 07 Aug 2026
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Wise is hands down my favorite. I don't need a phone and the app is a "convenience" rather than a must have.
But I largely agree. I really wish we could go full crypto, but I'm not high enough to believe that will happen
Wise is the only one of the neobanks that doesn't force you to use their app indeed. You can use TOPT if you want to. If someone knows another, let me know!
Isn't it fucked up that every bank in america wants you to use Zelle, the objectively worst app?