this post was submitted on 28 Jul 2026
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Health insurance costs in America have risen by over 130%, so there's no evidence of insurance companies offering flu shots to save money, they just demand more premium to cover it.
Far more likely, in my view, is that taking regular vaccines has become a marketable product (for various reasons) which insurance companies have jumped on. Offer the shot, up the premium to cover it (plus a healthy profit). It simple market expansion.
If there's a market (or one can be fabricated), then there's a product to sell. If you can add a flu shot, up the premium to cover it, and not lose customers, then it makes sense to do so. Doesn't have any bearing on whether it works. Same metric would apply to a medicine which did absolutely nothing whatsoever. As long as advertising it justified a rise in premiums larger than the cost of it, and customers don't jump ship.