this post was submitted on 25 Jul 2026
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The credit score is how financial institutions measure how good of a source of money to extract from you are. It penalizes you for actually being responsible with your money, because you’re not as valuable to them if they’re not earning interest from you.
Pissed me off when my score went down after paying off my car in less than 2 years. That’s when I learned the reality or what it actually is.
Nah it’s all about risk. They dont make much money from me but my credit score is excellent. Sure it goes down if you pay a loan off but so what?