this post was submitted on 07 May 2026
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We saw this with the Automated Teller Machine (ATM). Years after widespread ATM availability, banks had more tellers than ever. More people started using financial services. I think mobile bank apps turned that tide back, but that could still also go either way, in the long run.
And even so, there's also still a huge "un-banked" population who simply cash their paycheck and never use another financial service.