this post was submitted on 04 May 2026
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Saturday Morning Breakfast Cereal
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Posts and discussion about the webcomic Saturday Morning Breakfast Cereal by Hugo Award-winning author Zach Weinersmith (and related works)
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It's really closer to 5%. The super conservative 3% rule (OR LESS) that some people say assumes three things.
Literally all three of those have to happen for you to go anywhere near running out of money, and that's not even taking into account that most people slowly spend less and less every year they are retired, cause they either find joy in smaller things, or straight up get too old to do much.