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Welcome again to everybody. Make yourself at home. In the time-honoured tradition of our group, here is the weekly discussion thread.
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I love how insurance is basically taxes where the insurance company takes more than what taxes would and also doesn't provide the service it's supposed to
And it is a tax... even if you do not use it lol. It is the biggest legalized scam I have ever had the displeasure of experiencing (for a land that is so against taxes, they seem to be fine with something arguably worse than it). You are also right about it not providing the services it is supposed to (do pro-capitalist dogs think that the power imbalance between the consumer and an insurance industry is equal or something?).
Without free markets how would we ever innovate❤️