this post was submitted on 12 Mar 2026
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Sounds like you want to set a budget and then make sure you’re adhering to it. There are a few options for that. YNAB (you need a budget) is popular in the commercial space and actual budget (https://actualbudget.org/) is an open source project that’s similar. Firefly iii (https://www.firefly-iii.org/) is another open source budgeting software. Those are all web-based.
I’d expect a spreadsheet could be ‘good enough’ depending on how much integration and automation you want.