this post was submitted on 20 Feb 2026
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Electric Vehicles
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If you want to know how risky EVs are, consider how insurance companies create policies for spontaneous EV fires (they don't).
The frequency/severity of EV fires are not large enough to justify a separate risk rating.
Let me reiterate: INSURANCE COMPANIES (who notoriously itemise obscure acts of God) do not consider it worth their time to separate this risk from any other spontaneous or unexpected catastrophe.