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Americans should close all their bank accounts & open new accts, thanks to Elon who exfiltrated the entire social security DB & leaked it to Cloudflare (www.ecoticias.com)

submitted 1 day ago* (last edited 1 day ago) by freedomPusher@sopuli.xyz to c/personalfinance@sopuli.xyz

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Replace your bank accounts, change your SSN, change employers, and move address. All your data has been compromized. Specifically:

social security numbers
medical and mental health records
bank and credit card information
tax details
work histories
home addresses

Avoid opening new accounts at these banks:

https://git.disroot.org/cyberMonk/liberethos_paradigm/src/branch/master/usa_banks.md

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[–] someguy3@lemmy.world 2 points 1 day ago (1 children)

Not that I'm fully versed in such things, but afaik the first and most effective thing you can do is freeze (?) your accounts so that no new ones can be opened. That prevents a lot of big issues.

Might want to open a new bank account first though and divert your paycheck and savings there. You can have multiple bank accounts. Use the existing one for debit or something with smallish amounts of money in it.

It's much harder to move, change ssn, etc.

[–] freedomPusher@sopuli.xyz -5 points 1 day ago* (last edited 1 day ago)

Indeed the credit freeze is a simple no-brainer. And it’s not mutually exclusive with any other action. Most people don’t realize it should be a default way of operating. Particularly in a system where you don’t have control over your data. Banks ToS vaguely say “you agree we can share your data with any credit reporting agency”. They typically don’t even name the credit bureau so you don’t have transparancy or control. Your blunt instrument is the choice to open the bank acct, or not.

The best theoretical option would be to open an asset acct that disallows credit and then does not stick a fucked up credit bureau in the mix. Consumers are not smart enough to demand that and so I don’t believe any bank offers that.

It’s much harder to move, change ssn, etc.

Yes, but it’s not either or. You can make the data useless while also freezing your credit.