this post was submitted on 29 Jan 2026
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traingang
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Lock in current prices and say that if anyone wants to sell in the next 10 years, the government will take the purchase at current market rate.
Then do every single thing possible to completely crash house prices.
Oh and limit home ownership to one per person so people don't use the opportunity to sell their existing house to the government and buy two or three more in the crash.
This is probably a bad idea for some reason, I just made it up right now.
I think you just developed land reform with burger characteristics.
It's definitely not just a burger problem, the UK has an absolutely huge problem with this.
Its funny that I thought of burghers first and was expecting something medieval
you're only missing the step where you set a due date and prosecute everyone with more than one owned residential property for treason after that date
(I say residential because working out productive real property ownership rules for worker ownership might take a little while to legislate correctly idk)
You could just take them from the landlords and purchase them from the people who simply own too many holiday homes. But I was more thinking within the constrains of a market economy here.
Eh even Cuba allows people to have a vacation home. BUT ONLY ONE!
Yeah I don't know if you'd do that permanently, maybe just a 10 year law for the duration of the price guarantee? The point is to prevent people from selling their existing house at a high fixed rate to the government then just buying many of the low rate houses. If average people did that at a large scale it'd be a problem.
The main problem I can see with this is people selling to the gov, buying a cheap house after the crash, then pocketing the rest. Maybe that's fine as an economic stimulus? Inflation could be a problem though. Fixing the housing issue might be worth it anyway given that inflation can be controlled other ways but homelessness without fixing the housing issue can't be.
Current nominal value of the housing market is $55 trillion. Government crashes housing prices, everyone with the guarantee sells because they can take the cash to buy a better home for less money, demand shoots through the roof, housing prices reappreciate, and the government bond market explodes in a spectacular fireworks show?
They're not all going to sell though... Maybe? $55 trillion is rather a lot though...
With that said I don't think it will reappreciate if you get rid of the landlords and limit total number that can be owned? There will be an overabundance of houses? No matter what happens under those circumstances the houses wouldn't reappreciate to the same value.
Suppose my house is currently worth $600k. The government guarantees that value, then crashes prices by 50% (presumably by some means other than creating new stock, as that would be time consuming and expensive). Now a house near me that used to be $800k is worth $400k. I could then sell my house to the government without having to bother cleaning it up, doing repairs, getting a real estate agent - all the things that add friction and cost to home selling - then turn around and outbid all the people that previously couldn't afford that kind of house because $400k was their ceiling because I have a ton of house money (
) to play with. Plus, I would be incentivized to help bid prices back up because profits on home sales are taxable unless they're invested in a new home. Maybe there would be some sort of statutory price ceiling that prevents bidding wars from driving prices up, but that would have to come with some sort of scheme for choosing from among equivalent offers.
In the absence of price controls, there would probably be a lot of hermit crab shell swapping as existing homeowners get a massive incentive to upgrade their current homes.
I don't really see the solution fitting in with the existing housing market dynamic; we'd need to fundamentally change how homeownership worked.