this post was submitted on 23 Jan 2026
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Comic Strips

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[–] HalfSalesman@lemmy.world 1 points 1 day ago

The key is to set rules so you aren't just "saving forever". Have a savings goal so you have some liquidity (usually 10k, but maybe aim for more or less depending on your situation), and then after that equally split any surplus after essential monthly purchases for "Fun" and "Long Term Saving/Investments/Paying Debts".