this post was submitted on 23 Jan 2026
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I think a lot of people don't understand basic finance.
Having healthy savings let's you spend money, figure out how to save for long term so it can accrue interest and give you supplemental income (basic mutual fund, nothing crazy).
If you can afford a trip, you can afford to spend $500 less and put that into savings. Even $10 a week quickly and up and compounds, especially if you start young.
It's not just about not spending, it's about putting the extra cash somewhere smart so it goes itself so you're but sacrificing as much but still having that financial security.