this post was submitted on 27 Dec 2025
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It's not really a trap, it's how our current society pools resources to make big things happen. Obviously you can make big things happen through authoritarian means (like pyramids) but in a less authoritarian society, which I think everyone except the lemmy ml folks would say is good, the way you make big things happen is through borrowing money at the lowest possible interest rate. There's a reason the fed rate is such a critical, newsworthy figure in our society -- not just for the us but for many countries.
That's not to say there's not a better way. It's also not to say that credit scores are particularly related. But it's not a trap.
They are right, its a trap.
If the system were set up in a way that you could actually get to the point where those "big things" were not always required, on an individual basis, it wpuld not be.
But that isn't the world we live in. We live in one where everything needs to keep raising in cost until there is nonescape from the debt requirement for anyone. And the squeeze will happen until everyone becomes a part of the trap.
well let me know when star trek gets here. I'd love to take part, I just don't live there yet.