Health - Resources and discussion for everything health-related

Now that the open enrollment deadline for most of us (Dec 15) has passed and we're locked into whatever plan we selected, it would be a slap in the face if congress extended the subsidies. It would be punishing a lot of people for being responsible and prudent, while rewarding those who procrastinated.

Obviously I would still celebrate for those who could benefit from it, but I would also be upset. For one, all the rules and polices around the 2026 ACA plans should have been finalized and set in stone months ago. Open enrollment started a month ago, and potential changes were being considered up to the final hours before folks had to finalize their decisions. That's an enormous failure in and of itself. Personally, I have had to spend an inordinate amount of time trying to figure out what I can actually afford or even if I should go without. Ultimately I opted to select a plan, but it's enormously less coverage at nearly the same price as I am currently paying for a substantially better plan. It's also not the plan I would have chosen if the subsidies were still in play.