linky has some other examples, its gen-xers getting fucked mainly
this post was submitted on 31 Oct 2025
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El Chisme
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I know we can all do math but that's nearly 68% of their entire annual income...like what in the hell is going on.
not a seppo, but i think it's something to do with medicare/retirement being so close (the highest risk profile), some shit with those subsidies themselves obfuscating risk related pricing (how the damn insurance should work in the first place, but whatever), and probably something else to make it edge case-y
It's because individual health insurance is basically just betting against the insurer on the insurer's terms. The risk isn't spread out and there's no power to negotiate prices with the insurer or the providers. It's like gambling on whether or not a 64 year old person will have a catastrophic injury costing hundreds of thousands of dollars in medical bills.