this post was submitted on 09 Sep 2025
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[–] Venus_Ziegenfalle@feddit.org -2 points 3 months ago (27 children)

Is there really a reason we need a dedicated payment service? Iirc in the US you can't just wire money to people with your regular bank account and that's why PayPal took off. It might save you a few seconds compared to filling in your credit card details when online shopping but is that really worth it?

[–] george@feddit.org 18 points 3 months ago

Independence from US card companies? When you pay with a VISA card, VISA takes a fee. Or any other card. They all take a fee. Same if you add them to PayPal. The card issuer takes a fee, PayPal takes a fee. Mastercard just blocked the selling of certain games on Steam because they wont allow transactions for games with sexual content.

There are many valid reasons to not rely on the VISA/ Mastercard/AMEX etc. these were just some examples.

When you use wero - it’s connected directly to your bank account. No card issuer involved.

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