datahoarder
Who are we?
We are digital librarians. Among us are represented the various reasons to keep data -- legal requirements, competitive requirements, uncertainty of permanence of cloud services, distaste for transmitting your data externally (e.g. government or corporate espionage), cultural and familial archivists, internet collapse preppers, and people who do it themselves so they're sure it's done right. Everyone has their reasons for curating the data they have decided to keep (either forever or For A Damn Long Time). Along the way we have sought out like-minded individuals to exchange strategies, war stories, and cautionary tales of failures.
We are one. We are legion. And we're trying really hard not to forget.
-- 5-4-3-2-1-bang from this thread
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I'm confused that you're talking of buying 20tb SSDs - you must be very rich. Spinny drives are more usually used in homelab archive RAIDs since they are more cost effective at large size and RAID offsets some of the slowness associated with them. I'm going to assume you meant HDDs not SSDs, but the advice applies to both if I'm wrong about that.
Yes, you will want to RAID them. That gives some protection against individual drive failure, and yes, absolutely that is a concern. Whilst the chance of drives failing these days is less than it was, they still do fail without warning, even when relatively new, and because of the bigger sizes, the consequences are greater.
The alternative to RAID is JBOD (Just a Bunch Of Drives) which means lots of individual drives being presented, each with their true size, in multiple shares. Most folk don't want that.
What RAID level you choose depends on:
Notes: