this post was submitted on 13 Jun 2025
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[–] conditional_soup@lemm.ee 5 points 3 days ago

You could be right about that. I was going to say that they caused the problem with subprime lending, but I think that subprime lending would probably never have been attractive enough to not laugh the guy out of the room what proposed it if most people weren't already in a bad financial position with low economic mobility.